Checking Accounts 
Regular Checking
- Minimum opening balance: $300.00
- Unlimited check writing
Maintenance Fees:
Daily Balance Maintenance Fee:
Below $300.00 $ 8.00 per month
Security Club Regular
- Minimum opening balance: $300.00
- $8.00 fee per month
- $10,000.00 AD&D Insurance
- Cashier Check, Money Order
- Nationwide Discount Book
- Medical Emergency Data Card
- No fee Security Check Debit Card
- Free standard club checks
- $1.00 Discount for Seniors
Security Club Family
- Minimum opening balance: $300.00
- $10.00 per month
- $20,000.00 AD&D Insurance
- $2,500.00 AD&D for spouse and children
- Shoppers Advantage
- Plus all Benefits of Regular Club
- $1.00 Discount for Seniors
NOW Checking
- Minimum opening balance: $1,000.00
- Interest is tiered at $10,00.00, $25,000.00, $50,000.00, $100,000.00 and $250,00.00
- Interest is paid on available daily balance
- $10.00 a month if balance falls below $1,000.00
Money Market
- Minimum opening balance: $2,500.00
- Interest is tiered at $1,500.00 and $2,500.00
- Balance below $2,500.00: $10.00 monthly fee
- Six withdrawals or transfers per month
- More than six transactions: $2.00 per transaction
VISA Debit Card
- Alternative form of accessing checking account
- Not a Credit Card
- Monthly fee of $1.00 (Security Club member free)
- Serves as ATM card
- Accepted anywhere Visa is accepted
If card is lost or stolen call 1-877-300-3509 and choose option 9
ATM Card
- ATM card
- 24 hour access to money
- PIN enhances security
Other Checking Account Charges
- Insufficient funds/paid or returned $15.00 per check
- Returned check per check pickup $6.00
- Stop payment $20.00 per check
- Overdraft for three consecutive days $3.50/day
- Dormant Fee: $2.00 per month if balance falls below $300.00
