Checking Accounts

Regular Checking

  • Minimum opening balance: $300.00
  • Unlimited check writing

Maintenance Fees: 
    Daily Balance      Maintenance Fee:
    Below $300.00   $ 8.00 per month

 


Security Club Regular

  • Minimum opening balance: $300.00
  • $8.00 fee per month
  • $10,000.00 AD&D Insurance
  • Cashier Check, Money Order
  • Nationwide Discount Book
  • Medical Emergency Data Card
  • No fee Security Check Debit Card
  • Free standard club checks
  • $1.00 Discount for Seniors

 


Security Club Family

  • Minimum opening balance: $300.00
  • $10.00 per month
  • $20,000.00 AD&D Insurance
  • $2,500.00 AD&D for spouse and children
  • Shoppers Advantage
  • Plus all Benefits of Regular Club
  • $1.00 Discount for Seniors

 



NOW Checking

  • Minimum opening balance: $1,000.00
  • Interest is tiered at $10,00.00, $25,000.00, $50,000.00, $100,000.00 and $250,00.00
  • Interest is paid on available daily balance
  • $10.00 a month if balance falls below $1,000.00

 


Money Market

  • Minimum opening balance: $2,500.00
  • Interest is tiered at $1,500.00 and $2,500.00
  • Balance below $2,500.00: $10.00 monthly fee
  • Six withdrawals or transfers per month
  • More than six transactions: $2.00 per transaction

 

 


Mastercard Debit Card

  • Alternative form of accessing checking account
  • Not a Credit Card
  • Monthly fee of $1.00 (Security Club member free)
  • Serves as ATM card
  • Accepted anywhere Mastercard is accepted

If card is lost or stolen call 1-800-264-5578 and choose option 9

 


ATM Card

  • ATM card
  • 24 hour access to money
  • PIN enhances security

 


Other Checking Account Charges

  • Insufficient funds/paid or returned $15.00 per check
  • Returned check per check pickup $6.00
  • Stop payment $20.00 per check
  • Overdraft for three consecutive days $3.50/day
  • Dormant Fee: $2.00 per month if balance falls below $300.00