Personal Savings Accounts 
Regular Savings - Minors
- Minimum opening balance: $50.00
- Interest paid quarterly
- Statements quarterly
- If balance falls below $50.00 at any time during the month, a $5.00 service charge will be imposed for the month.
- Account is limited to three withdrawals per month. $2.00 per excess withdrawal.
Premier Savings
- Minimum opening balance: $300.00
- Interest paid quarterly
- Statements quarterly
- If balance falls below $300.00 at any time during the month, an $8.00 service charge will be imposed for the month.
- Account is limited to three withdrawals per month. $2.00 per excess withdrawal.
Elite Savings
- Minimum opening balance: $2,500.00
- Interest rate is higher than Regular Savings
- Interest paid monthly
- Monthly statements
- If balance falls below $2,500.00 at any time during the month, a $10.00 service charge will be imposed for the month.
- Account is limited to three withdrawals per month. $2.00 per excess withdrawal.
Christmas Club
- A Coupon Book is provided
- Transactions can be auto-transfered from other accounts
- Checks issued first week of November
- $10.00 Penalty Fee for early closure
